Securing Finance & Mortgages

We provide strategic Mortgages, Invoice Discounting & Financing Solutions to ease liquidity pressures and sustain operations.

Our offerings include:

  • Invoice Factoring Arrangements Converting your receivables into instant cash.
  • Trade & Short-Term Finance Keeping your business running smoothly with tailored financing.
  • Financial Structuring & Advisory Custom financial strategies to strengthen your cash flow position.
  • Mortgages of all types including Islamic.
  • Asset Leasing Conventional & Islamic.

We secure finance for the following

  • Commercial investment
  • Specialist buy-to-let
  • Owner-occupied
  • Owner-occupied hotel
  • Healthcare – care homes
  • Healthcare – children’s day nursery owner-occupied
  • Residential bridging
  • Refurbishment (LTV) Bridge
  • Refurbishment (GDV) lending
  • Semi-commercial and commercial bridging
  • Bridge-to-term stabiliser: Owner-occupier
  • Bridge-to-term stabiliser: Commercial-investment
  • Bridge-to-term improver: Owner-occupier
  • Bridge-to-term improver: Commercial investment
Invoice Finance

Flexible funding that grows with your business.

Asset Finance

Enabling you to unlock cash from your assets.

Foreign Exchange

Making overseas transactions easier.

Bad Debt Protection

Safeguard your business from the impact of customer non-payment.

Get your cash flowing today
Managing cashflow is essential to business success. Your customers may pay on credit terms of up to 90 days and may not pay on time. Invoice Finance enables you to release your cash more quickly than waiting for customers to pay, allowing you to manage cashflow, and your business, more effectively.

Key benefits of Asset Finance

Fast
Buy what you need today. Do not wait until you have got cash.

Flexible
Option to return, extend or purchase at the end of the period.

Cash efficient
•No upfront costs
•Release cash from existing assets
•Spread payments

Tax deductible
•Reclaim VAT and offset repayment interest against profit

Speak to your accountant or business advisor for advice on how this works.

We finance a broad range of assets, including hard assets such as vehicles, plant and machinery and over a hundred types of soft assets, for example, cleaning equipment, IT and software, AV equipment and scaffolding. We will fund assets up to the value of £5m.

Our Foreign Exchange service offers competitive rates and enables international payments with minimum effort.

Protecting your business against market volatility has never been more important. Ensuring overseas transactions are cost efficient is vital to the profitability of your business. Our Foreign Exchange service offers competitive rates and enables international payments with minimum effort, whether you have an immediate trading need or want to lock in a rate for a future date.

As an SME, making sure your cashflow is stable and you are protected against payment delays, or even missed payments can be crucial.

Even when business is thriving it can take just a few unpaid invoices to cause significant problems. If you are looking for security and the confidence that you will receive payment for the work you have done or products you have sold, then you can protect your finances with Bad Debt Protection. Bad Debt Protection works alongside your invoice finance facility to protect against the impact of customer non-payment and insolvency.